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Finance

Razorpay Refund Reconciliation

Refund exceptions surfaced before escalation.

Helps finance and support spot Razorpay refund problems before customers escalate or books drift.

Best forEcommerceProfessional ServicesSaaS
Agents7 required
Duration3-5 minutes

Compares refund status, timing, value, and related payments to detect aging items, exceptions, and customer-impacting cases.

How it runs

Multi-agent orchestration — here's the flow, step by step.

01

Call verslay_recall to retrieve prior Razorpay refund rate baselines, average processing times, and refund policy thresholds from memory. Connect to Razorpay to pull all refund records for the specified date range: refund IDs, original payment IDs, refund amounts, speeds (instant/normal), statuses (processed/pending/failed), and initiation vs settlement dates. Produce a refund transaction dataset as Phase 1 output.

payment scanner
02

Consume Phase 1 refund dataset. Cross-reference each refund against its original payment to verify amount accuracy (partial vs full refund, no over-refund). Calculate refund processing lag (initiation to settlement) segmented by speed tier (instant vs normal). Identify failed or stuck refunds. Flag anomalies: over-refund cases, duplicate refund attempts, and refunds on disputed payments. Produce a refund discrepancy ledger for Phase 3.

razorpay payment operations analyst
02

In parallel with razorpay-payment-operations-analyst, call verslay_web_search for 'Razorpay refund processing SLA 2026' and 'Indian e-commerce refund rate benchmarks' to surface platform SLA standards and industry refund norms. Call verslay_news_search for any RBI or NPCI regulation updates affecting refund timelines in India. Call verslay_rss_fetch on Razorpay developer blog RSS to catch any refund-related API changes. Produce an industry refund standards package for Phase 4.

web researcher
03

Consume Phase 2 refund discrepancy ledger and Phase 2 industry standards. Apply reconciliation logic: match each refund to original payment amount, verify no over-refund, confirm status is 'processed' within Razorpay's SLA window. Calculate total refunded amount vs expected, cumulative SLA breach count, and percentage of refunds processed on time. Produce a reconciliation summary for Phase 4.

reconciliation checker
04

Consume Phase 3 reconciliation summary, Phase 2 discrepancy ledger, and Phase 2 industry benchmarks. Aggregate refunds by type (full/partial), speed tier, and anomaly class. Compare refund rate and lag to industry benchmarks from Phase 2. Call verslay_chart_create to generate a refund-status breakdown pie chart and a processing-lag distribution histogram. Compute total refund cost as percentage of gross revenue. Produce a synthesis package for Phase 5.

data analyst
05

Consume Phase 4 charts and synthesis, Phase 3 reconciliation summary, and Phase 2 standards. Write a refund reconciliation brief: total refund volume and rate, SLA compliance rate vs Razorpay standard, anomaly list (over-refunds, duplicates, failed refunds), benchmark comparison (industry refund rate vs company rate), and recommended remediation actions. Call verslay_memorize to store the current period's refund rate, SLA compliance rate, and anomaly counts as baseline. Pass to distributor.

executive briefing writer
05

Receive the refund reconciliation brief from executive-briefing-writer. Distribute to the configured finance team email or Slack channel. Confirm delivery and log the send timestamp.

distributor

Required Agents

7
  • payment-scanner
  • razorpay-payment-operations-analyst
  • web-researcher
  • reconciliation-checker
  • data-analyst
  • executive-briefing-writer
  • distributor

Connections

Required

razorpay

What it does

  • Refund aging scan
  • Payment-refund matching
  • Exception detection
  • High-value flags
  • Finance review summary

Example prompt

Reconcile open Razorpay refunds. Flag aging refunds, mismatches, high-value cases, and what finance should review today.

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